Insurance Negotiations After Swimming Pool Fire - Kent

A newly constructed indoor swimming pool was completely destroyed by an electrical fire which also spread to the extensive garages and outbuildings, resulting in a total loss, fortunately not spreading to the large rural house adjacent.

Metcalfe Briggs Surveyors were appointed under the terms of the householder’s insurance policy and arranged immediate site clearance and making safe, taking account of the presence of hazards such as vehicles, fuel tanks, gas cylinders and asbestos.

The necessary reinstatement works were specified and costed, taking account of the need to comply with modern building practices and regulations.  The opportunity was taken to re-design the collection of outbuildings which had accumulated over a long period into a unified whole, providing additional guest accommodation, garaging, stabling and storage facilities, in addition to reinstating the indoor swimming pool.

Negotiations took place with the insurance company, taking account of betterment and ultimately a six figure settlement sum was agreed, leaving the householder free to apply the proceeds to provide replacement accommodation to his specification.