Insurance Reinstatement

Buildings are sometimes damaged, either partially or in a catastrophic way.  The causes are many; fire, vandalism, vehicle impact, flood or other extreme forms of weather to name a few.

It is not only the damaged building which is at issue.  It is the effect on the operations conducted from that building which may have been disrupted or completely stopped.  The objective is to quickly recover the office, school room, church or warehouse to get back to business; it might be the difference between surviving the incident or not.

Very soon after the event an assessment of the damage extent and its cost for building reinstatement is required.  Metcalfe Briggs Surveyors is appointed under the terms of an insurance policy or directly by the building owner if the damage is not covered by insurance to complete this work.

After inspection we will complete an impartial, objective assessment of the incident which can either be as a report, a costed schedule or a combination of both.  As a point of note a report can be used to present to a party where responsibility is sought. 

Once quantification has been achieved, decisions can be taken to go ahead with the reinstatement works and if it is covered by insurance, who has liability, agreed by the loss adjuster.

Metcalfe Briggs' role is then to specify the work required, obtain competitive tenders from contractors if required and be the contract administrators of the work on site through to completion.  Not only does this mean making sure the work is done in full, to the client’s satisfaction but also to manage the financial aspect of the work so that monies are available and correctly spent.

We realise this can be a stressful time.  We aim to provide professional services at all stages, acting quickly, so that building reinstatement happens without you having to have daily, detailed involvement.